Africa’s Digital Credit Market Moves from Rapid Growth to Regulatory Oversight
29th January 2026 After years of rapid expansion fueled by mobile money, Africa’s digital credit market is entering a regulatory phase. Governments across the continent are formalizing loan apps through licensing and conduct standards, aiming to curb abuses while maintaining access to credit. Bonface Orucho, of Bird Story Agency, observes that regulators are reasserting […]